If you have plans to turn your dream home into reality by building
it yourself then we have some tips you should consider.
Before you
buy a plot of land, make sure that it holds valid outline planning
permission. But remember - planning permission does not mean that
building will actually be possible. Land with consent can have
restrictive covenants. If the site lies above mineworks or old
tunnels, then building on the land might well be prohibitively
expensive.
Organise a site appraisal of the land. This will assess the suitability
of the land for building on, and will include evidence of potential
problems of previous use, such as old foundations, wells, tipping
operations, and so on.
Consider buying a plot of land that already contains a run-down
building and then constructing a replacement dwelling. Although
the initial cost of the site might be higher than an empty plot,
you may benefit from existing access to services such as highways,
electricity and gas. Mains drainage and water supply may be in
place, which will save you significant sums of money.
Before you begin to spend any money or employ any contractors,
turn yourself into an expert. Get as much information as you can
about all aspects of self building. There are several good books
available, as well as magazines on the subject. The more you know,
the less likely you are to slip up.
One of the most important things to do when planning your self
build is to work out a realistic budget. Be honest about what
you can afford, and make sure that your plans do not exceed your
financial limitations. Include a margin of at least 10 per cent
to cover any unforeseen expenses that might arise.
Unless you are literally building the house yourself, choose at
least three building companies to give you a quotation for the
work. Ensure that you provide each builder with the same detailed
written account of exactly what work is needed. Get the builder's
quotation in writing before work starts. Make sure you get a quote,
not just an 'estimate'.
Draw up a comprehensive contract, which covers the work to be
done, the terms of payment and the start and finish dates. Agreeing
beforehand exactly what work you are employing the builder to
do lessens the likelihood of disagreements later on. Be sure the
builder includes for all insurance.
If the builder makes demands for cash, or full payment in advance,
find yourself another builder. Never pay before the work is completed
satisfactorily.
Before you reach an agreement with your chosen builder, ask for
names and contact numbers of previous clients. Ask the earlier
customers about their experience with the company. If they agree,
visit their properties to check the workmanship. Two or three
calls should be sufficient to give you an idea of the builder's
competence.
Avoid changing your mind about the work after the builder has
started. This tends to make life difficult for the builder and
will almost certainly add extra costs to your budget.